Proactive

Proactive refers to an action that serves to prepare for or control an unexpected occurrence of negative or difficult situation and always seek for opportunities.

 Dato' Seri Mohd Nazir bin Tun Abdul Razak has served as the CEO in CIMB Group from 1999 to 2014 and he is currently the Chairman of CIMB Group. CIMB Group is one of the largest providers of financial services in Malaysia. He was born in 1966 and has obtained Bachelor of Science in Economics and Politics from University of Bristol and also received a Master of Philosophy in Development Economics from University of Cambridge.

The first example can be seen through how Dato Seri Nazir proactively seek opportunities to turn CIMB from a Malaysian investment bank to a regional universal bank via the acquisitions of G.K. Goh Securities and Bumiputra-Commerce Bank in 2005, Southern Bank in 2006, Bank Niaga in 2007, Bank Lippo and Bank Thai in 2008.  In the event of CIMB acquired Bank Thai where the Bank Thai was Thailand's ninth largest commercial bank, CIMB has then became the single largest shareholder in Bank Thai after completing its purchase of a 42.13 percent stake in Bank Thai. It clearly indicated that Dato Seri Mohd Nazir had his non-stop organized plans and proactively in finding opportunities to continue the expansion of the CIMB Group in banking sector. He has proactively continuing his efforts in expanding the banking business of CIMB not only in Malaysia, but also in nearest countries. 

           Another example was when Malaysia ringgit has fell to a significant level in 2015, Dato Seri Mohd Nazir has always been sensitive to the environment and able identified the difficult times that would be faced by banking and financial markets in the next one to two years, he then announced that CIMB Group would decide to reduce the cost structures in terms of manpower which means CIMB would have let go of its employees about four thousand people in Malaysia and Indonesia. By such proactive cost management, it would assist and give support to CIMB Group to able to address the coming tough times.